TRUSTING THE EXPERTISE OF M. ROY & ASSOCIÉS HAS BEEN A SUCCESS FOR MORE THAN 75 YEARS.
Our Solutions
With the help of our Licensed Insolvency Trustees (LIT), a plan is developed to settle your debts and balance your budget.
Debt Consolidation
Debt consolidation is a debt solution where a financial institution grants you a single loan. This loan extends over a maximum period of 5 years and is used to pay off your other creditors.
Personal Bankruptcy
When other debt solutions do not apply, personal bankruptcy is the last resort. It allows you to get rid of your debts and finally put an end to creditor harassment.
Consumer Proposal
A consumer proposal is a solution that allows you to negotiate a reduction on your overall debt. You pay a lower monthly amount based on your current budget, not the minimum amount owed on your cards.
Commercial Services
Hiring a trustee allows businesses and professionals to get back on track. We have the resources to help you see more clearly.
Is your business experiencing financial difficulties? It is essential to choose a trusted partner to guide you through this process. Our expertise in bankruptcy and insolvency enables you to understand the options that apply to your situation.
In an unpredictable and ever-changing marketplace, there are many reasons why a business may experience financial problems. These include:
Commercial Bankruptcy
When faced with a critical financial situation where the company’s viability is threatened, commercial bankruptcy appears to be the ultimate solution for managing debt.
Business Proposal
In the event of cash flow problems, a company may opt for a business proposal to get out of debt. This option enables the company to negotiate a payment plan with its creditors.
Construction Insolvency
Don’t let debt threaten your construction business. M. Roy & Associés can help you structure your finances at the first signs of financial distress.
Debt Advice & Articles
Learn More and Take Control of Your Finances

Consumer proposal: Consequences on Your Credit

The Negative Impact of Competitors on Business Finances

Corporate Budget Management: An Art to Be Perfected

Business Losses: Indicators to Keep an Eye On

What Our Customers Say
I am very satisfied with the professional and personalized service I received. They took a huge weight off my shoulders that had been weighing on me for far too long. They worked closely with me, step by step, to ensure that my needs were met, and I’m happy with the results today. Thank you so much!
Nadia coriveauThey are there to help you with your debts. And for companies in financial difficulty
Marie-Joëlle BlouinDo You Want to Avoid Bankruptcy?
For over 75 years, we have been helping individuals and businesses regain control of their finances. Contact us to get out of debt!
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