M. Roy & Associés – Licensed Insolvency Trustee
When debts are involved, the longer you wait, the more difficult and stressful managing your situation can become. Acting quickly often makes it easier to regain control. Professional support can help you reduce pressure from creditors and achieve more lasting financial stability. At M. Roy & Associés, we analyze your situation and help you identify the debt relief solution that best suits your circumstances.
In Canada, the Bankruptcy and Insolvency Act provides two legal options: a consumer proposal and personal bankruptcy. A consumer proposal can help reduce monthly payments and ease your financial burden. It also allows you to better organize debt repayment based on your ability to pay. On the other hand, declaring bankruptcy can help eliminate a significant portion of your debts and provide a fresh start.