M. Roy & Associés – Licensed Insolvency Trustee in Drummondville
Choosing M. Roy & Associés means benefiting from a complete team of licensed insolvency trustees and financial restructuring advisors who help you navigate financial challenges. Together, we find the best solution to start fresh, allowing you to catch your breath without being overwhelmed by debt. Among the solutions considered, a consumer proposal may be preferred as it reduces monthly payments.
Please note that if this first option is not applicable to your situation, we can guide you towards personal bankruptcy. This alternative would allow you to erase your debts and regain control of your finances.
Process
Would you like to erase your debts and avoid collection?
Do you want to find a way to repay your debts without the risk of seizure?
Know that if you are struggling with excessive debt, solutions are available to you!
How Does It Work?
We Establish a Clear and Structured Plan
We Assist You and Consolidate Your Debt
We Help You Restore Your Credit Rating
Our Solutions
Debt Consolidation
Debt consolidation is a solution that allows a financial institution to grant a single loan in order to repay all of its creditors
Personal Bankruptcy
Personal bankruptcy is said to be a last resort solution, as it erases a portion of your debts. It is prioritized when other solutions do not apply.
Consumer Proposal
This is a debt solution whereby it is possible to negotiate a reduction of debts and pay a reduced monthly instalment, according to your budget.
Commercial Bankruptcy
Commercial bankruptcy is a last resort solution that becomes necessary when a company is no longer financially viable. Its assets are then liquidated to repay debts.
Business Proposal
This option allows the struggling company to obtain a respite by reaching an acceptable payment agreement. It allows for the continuity of operations.
Construction Insolvency
Protect your construction business from the weight of debt. Our team of advisors can help you reorganize your finances at the first sign of trouble.