Bankruptcy Trustee in Drummondville

The goal of our meeting is to free you from your debts as soon as possible, establish a payment plan that is comfortable for you, reduce the stress associated with the burden, and protect your current assets.

We conduct an analysis of your financial situation, after which we develop a customized plan for your specific condition. In the short term, this plan will meet your debt management needs. It will also cover all your medium and long-term financial goals. The fees associated with this procedure cover the program, starting from the moment you resolve your financial issues until the reconstruction of your credit.

As partners, the debtor (“client”) and the advisor establish a new payment structure. This will make debt management easier. Therefore, through a comprehensive budgeting program, or through the Bankruptcy and Insolvency Act (“the Act”), we can free you from your debts.

This Act offers two remedies to individuals who are struggling with debt problems: the consumer proposal and personal bankruptcy. The only professional who can assist you in filing either of these procedures is the licensed insolvency trustee, better known as the “bankruptcy trustee.” This is a neutral representative of the court who acts as a trustee for creditors. It is essential to obtain representation to support you in these important steps. When well-developed, this proposal usually covers the repayment of a portion of your debt. It is even common for it to be consolidated up to 80%. In general, institutions lean towards the consumer proposal rather than bankruptcy. In a bankruptcy, the creditor recovers nothing.

What makes your debt management plan strong and effective is budgeting and credit rebuilding. When your proposal is established, we will address these important issues. An experienced team of counsellors who focus on a human approach is at your disposal to help you better understand your credit file and the need to build a strong credit profile. We ensure that you have the useful tools to understand and manage your credit, as well as to prevent further excessive debt.