M. Roy & Associés – Licensed Insolvency Trustee in Joliette
When you entrust your situation to M. Roy & Associés, you benefit from an entire team of licensed insolvency trustees and financial reorganization advisors who support you in your financial challenges. Together, we will find the strategy that will allow you to start fresh and breathe again, without being overwhelmed by debt. Among the solutions considered, a consumer proposal may be interesting as it allows you to reduce your monthly payments.
If this option does not apply to your situation, we can guide you towards personal bankruptcy. This option will allow you to erase your debts and regain control over your finances.
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Do you want to erase your debts and avoid collection?
Do you want to discover a new way to pay off your debts without fearing the risk of seizure?
Solutions exist for you in case of over-indebtedness!
How Does It Work?
We Establish a Clear and Structured Plan
We Assist You and Consolidate Your Debt
We Help You Restore Your Credit Score
Our Solutions
Debt Consolidation
This is a debt management method where a financial institution grants you a loan to pay off all of your creditors.
Personal Bankruptcy
Personal bankruptcy is a last resort solution to reduce debts when all other options are not accessible.
Consumer Proposal
The consumer proposal is a debt solution that allows you to negotiate a reduction in your debts and pay this reduced amount over several years based on your monthly budget (rather than the minimum due on each of your cards).
Commercial Bankruptcy
Commercial bankruptcy involves liquidating a company’s assets to repay creditors when it is no longer viable.
Business Proposal
The Business proposal is a solution that involves negotiating a mutually acceptable payment agreement to reduce debt.
Construction Insolvency
Don’t let your debts jeopardize the future of your construction business. Our team is here to guide you through the reorganization of your finances at the first sign of trouble.