M. Roy & Associés – Licensed Insolvency Trustee
Living with constant financial stress? The insolvency experts at M. Roy & Associés can guide you toward solutions tailored to your specific situation. Our team of licensed insolvency trustees provides full, personalized support every step of the way.
In many cases, a consumer proposal is an effective solution to reduce your monthly payments and ease your financial burden. If this option isn’t right for you, personal bankruptcy may be considered as a way to start afresh on a solid foundation. Whatever solution you choose, you can rely on the expertise of our advisors to guide you with clarity and compassion.
Process
Are you having trouble keeping up with your monthly payments?
Are you looking to free yourself of debt without losing everything?
Concrete solutions exist to help you resolve your debt and start over.
How Does It Work?
We Establish a Clear and Structured Plan
We Assist You and Consolidate Your Debt
We Help You Rebuild Your Credit Score
Our Solutions
Debt Consolidation
Debt consolidation involves combining all your debts into a single loan used to repay your current creditors. This solution simplifies your finances by replacing multiple payments with one manageable monthly payment.
Personal Bankruptcy
Personal bankruptcy is typically a last-resort solution. When all other options have been exhausted, bankruptcy may be the necessary step toward financial stability.
Consumer Proposal
A consumer proposal allows you to negotiate a reduction in the total amount of your debts. The reduced balance is repaid through monthly payments based on your financial capacity, helping you avoid minimum payments imposed by creditors.
Commercial Bankruptcy
Commercial bankruptcy occurs when a company is no longer financially viable. This process involves liquidating company assets to repay creditors.
Business Proposal
A business proposal allows for debt resolution through a negotiated agreement with creditors. This agreement aims to establish payment terms that satisfy both parties.
Construction Insolvency
If your business is facing financial difficulties, take action now. Our experts are here to help you stabilize your situation and ensure the continuity of your operations.