Bankruptcy Trustee in Repentigny

During our meeting, our goal is to get you out of debt as soon as possible, establish a payment plan that works for you, reduce the burden associated with stress, and protect your existing assets

We perform an analysis of your financial situation and then establish a plan tailored to your specific situation. In the short term, this plan will address your debt management concerns. It will also cover all your medium and long-term financial issues. The fees associated with this process apply from the moment you solve your financial problems until your credit is restored.

In collaboration, the debtor (“client”) and the advisor establish a new repayment structure. This will facilitate debt management. Therefore, through a comprehensive budget program, or by resorting to the Bankruptcy and Insolvency Act (the “Act”), we are able to free you from your debts.

The Act provides two types of remedies for individuals with debt problems: consumer proposals and personal bankruptcy. The only professional who can help you file either of these procedures is a licensed insolvency trustee, better known as a bankruptcy trustee. This is a neutral representative of justice who acts as a fiduciary for creditors. Remember that it is important to be represented in order to support you in these steps. Well-prepared, this proposal usually takes care of the repayment of part of your debt. It is even common for 80% of the debt to be consolidated. Institutions generally have an interest in favouring consumer proposals over bankruptcy. In bankruptcy, the creditor receives no repayment.

A budget and credit restoration are the elements that make your debt management plan strong and effective. Once your proposal is in effect, we will address these important issues. A team of competent counsellors, focused on individual needs, is available to help you understand your credit history and the need to develop a strong credit profile. We give you the tools you need to understand and manage your credit, as well as to prevent any further excessive debt.