M. Roy & Associés – Licensed Insolvency Trustee
Financial difficulties can quickly spiral out of control when debts become too overwhelming. Between bills to pay, calls from creditors, and financial pressure, it can be hard to see a way out. At M. Roy & Associés, we analyze your situation confidentially to find a solution tailored to your needs.
A consumer proposal allows you to reach an agreement with your creditors to reduce the amount owed and lower your monthly payments. All negotiations are handled by the trustee. When this option is not recommended, you may consider filing for personal bankruptcy. This option allows you to discharge most of your debts and start fresh financially.