M. Roy & Associés – Licensed Insolvency Trustee
Managing debt can be a major challenge. When debts accumulate, monthly payments can become difficult to manage, and stress can quickly take over your daily life. At M. Roy & Associés, our team provides structured, confidential, and personalized support. Our professionals carefully assess your financial situation to identify the solution that best fits your needs.
A consumer proposal is a practical way to lower your monthly payments and stabilize your budget. By negotiating with your creditors, it is possible to reduce the total amount owed and regain financial flexibility.
If a consumer proposal isn’t the right fit for you, personal bankruptcy may be considered. This legal process allows you to eliminate most of your debts and start fresh. With professional guidance, personal bankruptcy becomes a valuable tool to rebuild your financial health and regain stability.