M. Roy & Associés – Licensed Insolvency Trustee
If you’re going through a difficult financial situation, it’s essential to consult with experts to explore solutions that are tailored to your situation. As a licensed insolvency trustee in Sherbrooke, the professionals at M. Roy & Associés are here to guide you every step of the way.
One of the most effective ways to reduce your monthly payments is through a consumer proposal, a solution often recommended in order to help you regain financial stability. If this option doesn’t meet your needs, the team at M. Roy & Associés can also guide you through the personal bankruptcy process, allowing you to clear your debts and start anew.
Process
Do you want to get out of debt and avoid collection procedures?
Do you want to pay off your debts without fearing the seizure of your assets?
There are practical solutions to help you get out of debt!
How Does It Work?
We Establish a Clear and Structured Plan
Nous vous assistons et consolidons votre dette
We Help You Restore Your Credit Score
Our Solutions
Debt Consolidation
Debt consolidation simplifies the repayment of your obligations by obtaining a new loan, which you can use to pay off your existing debts. This way, you have just one payment to manage.
Personal Bankruptcy
Considered a last resort, personal bankruptcy is the solution for regaining control of your financial situation when other options don’t apply to your specific situation.
Consumer Proposal
The consumer proposal is an option that allows you to negotiate a reduction in the total amount owed. The reduced amount is then repaid in instalments tailored to your budget, rather than based on the minimum payments required by your creditors.
Commercial Bankruptcy
Commercial bankruptcy is a procedure initiated when a company is no longer viable. In this case, its assets are liquidated to pay off creditors.
Business Proposal
A proposal is a way of settling debts by reaching an agreement with creditors to establish payment terms that are acceptable to both parties.
Construction Insolvency
If your business is experiencing financial difficulties, don’t wait for the situation to worsen. Our team can help you regain control of your finances and prevent debt from putting your business at risk.