M. Roy & Associés – Licensed Insolvency Trustee
Are you no longer able to meet your financial obligations? Know that solutions are available when debts become difficult to manage. Before making a decision, it’s important to fully understand your financial situation and the options available to you.
At M. Roy & Associés, we develop a comprehensive overview of your finances. To do this, we take into account your income, expenses, payments, and your actual ability to repay your creditors. Our team can guide you through this process and help you determine which option best fits your circumstances.
Depending on your situation, various options may be considered. A consumer proposal may be suitable for individuals who wish to settle a portion of their debts without having to file for bankruptcy. When your level of debt makes it impossible to realistically repay your obligations, personal bankruptcy may be another option. This option allows you to be released from your debts and start fresh.