M. Roy & Associés – Licensed Insolvency Trustee
Significant debt can make financial decisions particularly difficult. To help you see things more clearly, our team takes the time to assess your situation and the various options available to you. We take into account your income, your debts, and your ability to repay in order to offer you a plan tailored to your situation.
If you’re having trouble meeting your financial obligations, the law provides various mechanisms to help you. A consumer proposal allows you to submit an offer to your creditors and repay a portion of your debts. This process can, in particular, help you avoid bankruptcy.
When your circumstances prevent you from repaying your debts, personal bankruptcy may be an option. It can give you the opportunity to be released from certain financial obligations and regain control of your financial situation.
