Bankruptcy Trustee in St-Hyacinthe

Our professionals create a repayment plan that will enable you to pay off your debts quickly. This plan takes into consideration your budget and ability to make payments. It is designed to limit the stress associated with the process and protect your assets.

After we have completed our assessment of your current financial situation, we will provide you with a personalized repayment plan. The aim is to manage your debt in the short-term, while respecting your long-term financial expectations. All costs associated with the services we offer are included, from taking charge of your financial difficulties to restoring your credit rating.

Our licensed insolvency trustees in Saint-Hyacinthe are available to help you establish a new payment plan that is both realistic and affordable for your situation. There are many ways to do this, from adopting a budget management plan to filing for bankruptcy under the Bankruptcy and Insolvency Act (“the Act”).

Are you facing important financial difficulties? The law provides two main solutions to discharge yourself from debt: the consumer proposal and personal bankruptcy. You should know that only a licensed insolvency trustee (formerly known as “bankruptcy trustee”) can guide you through the process of filing for one of these options.

Acting as an officer of the court, this professional is impartial and acts as a fiduciary on behalf of creditors. As a result, you get optimal representation through the entire process, as well as sound advice when important decisions need to be made. 

A well-designed consumer proposal generally allows you to repay a portion of your debt. In certain cases, a reduction of up to 80% of the amount owed can even be obtained. For creditors, this alternative is generally preferred to bankruptcy, as they recover very little with this option, and sometimes nothing at all.

Having the right tools to effectively manage your budget and rebuild your credit score is essential for navigating through debts. Once the proposal is approved, we will address these various topics and provide you with the necessary tools to help you manage your debt efficiently.

Our professionals have the expertise to guide you through the entire process, with a human approach. We handle each situation with care and empathy, which is why we explain every step of the process and its impact on your credit file.

All this information will help you rebuild your credit, regain financial independence and manage your budget more efficiently. The goal is to prevent you from finding yourself in this situation again, and enable you to live a debt-free life.