Bankruptcy Trustee in Vaudreuil-Dorion
To relieve the pressure of your debts, all you need to do is call on a team of licensed bankruptcy trustees who have great expertise. Free yourself from your debts!
In person, by phone or video conference
In a time three movements!
M. Roy & Associés - Licensed Insolvency Trustee Located in Vaudreuil-Dorion
By placing your trust in M. Roy & Associés, you benefit from a team of licensed insolvency trustees and financial reorganization advisors who will help you overcome your financial difficulties. Together, we find the best solution to allow you to start fresh and catch your breath without being overwhelmed by debt. We have the best solutions for you, a consumer proposalmay be a good alternative as it allows you to reduce the volume of your monthly payments.
If this first option does not suit your situation, we can guide you towards personal bankruptcy. This alternative will allow you to eliminate your debts and start anew.
Our Process
Do you want to erase your debts and escape debt collection?
Would you like to find a way to repay your debts without risking seizure?
If you are facing an over-indebtedness problem, solutions are available for you!
How does it work?
We establish a clear and structured plan
Do you want to erase your debts and escape debt collection?
Would you like to find a way to repay your debts without risking seizure?
If you are facing an over-indebtedness problem, solutions are available for you!
We assist you and consolidate your debt.
Working together, the debtor (“client”) and the advisor establish a new repayment structure that promotes debt management. It is through a comprehensive budget program or by using the Bankruptcy and Insolvency Act (“the Act”) that we succeed in freeing you from your debts.
The Act provides two forms of recourse for people with debt problems: consumer proposal and personal bankruptcy. The only professional who can guide you through either of these procedures is a licensed insolvency trustee, better known as a bankruptcy trustee. This is a neutral representative of the law who acts as a fiduciary for creditors. It is important to be represented to help you with these essential steps. If well prepared, this proposal usually covers the repayment of a portion of your debts. It is even common for 80% of the debt to be consolidated. Institutions generally prefer the consumer proposal to bankruptcy. In bankruptcy, the creditor receives no payment.
We help you rebuild your credit score
A good budget and credit restoration are the two elements that make your debt management plan strong and effective. Once your proposal is in place, we will address these important points. A team of competent advisors focused on individual needs is available to help you fully understand your credit history and the need to develop a stable credit profile. We provide you with the keys to understanding and managing your credit, as well as preventing additional debt.
Our solutions
DEBT CONSOLIDATION
This debt management solution involves a financial institution granting you a loan to repay all of your creditors and thus reduce your level of indebtedness.
Personal bankruptcy
Personal bankruptcy is a last resort option to reduce debts when all other solutions have failed.
Consumer Proposal
The consumer proposal is an option that allows you to negotiate a reduction in your debts based on your budgetary capacity, in order to be able to pay a reduced amount.
Commercial bankruptcy
Commercial bankruptcy occurs when the business is no longer financially viable, and involves the liquidation of assets to repay creditors.
Business proposal
The concordat proposal is an option to reduce debt by negotiating a mutually acceptable payment agreement for both parties involved.
THE SOLUTION TO EVERY PROBLEM STARTS WITH A FIRST STEP!
To Contact Us
Office opening hours
Friday – 8:30 a.m. to 3:30 p.m.
Possibility of meeting in the evening