Construction insolvency

Are you a construction contractor or subcontractor facing serious financial difficulties? Do not hesitate to book a consultation with us. The first 30 minutes are free.

In person, by phone or video conference

New regulations in effect

If you’re a contractor or subcontractor in the construction industry, be aware that new mortgage regulations will soon be in place. Banks will be limiting access to loans, which will slow down payment to subcontractors. As a result, the traditional 120-day due date could become even longer. This could send some construction companies straight into serious difficulties, such as cash flow problems and bankruptcy.

Don’t wait until you’re behind on payment or unable to pay before taking matters into your own hands. The insolvency trustees at M. Roy & Associés are available to help you, whether you are in the construction sector or elsewhere. It’s time to get us involved in the early stage of your financial difficulties. We can work out the best financial restructuring strategy for your situation.

Why choose M. Roy & Associés?

When payment difficulties arise, it’s essential to deal with a team you can trust. Our expertise is at your disposal to help you turn things around and avoid the worst.e redresser la situation et éviter le pire.


Depending on the restructuring method you've chosen, we'll draw up a precise, organized plan. This will enable you to look ahead with confidence.


We take charge of the case and support you throughout the entire process, no matter the alternative proposed.


Our experts are at your disposal to help you regain your independence and achieve a favourable financial situation.

Concerned about your company's finances?

Schedule a confidential meeting with one of our advisors. The first 30 minutes are free.


Proven expertise

When you choose M. Roy & Associés, you’re opting for professionals who have successfully led numerous turnaround plans for businesses without involving bankruptcy. This is particularly true of companies in the construction sector. We know the ins and out of the construction industry. Our professionals are seasoned negotiators recognized by tax authorities (Revenu Québec, Revenu Canada) and regulatory bodies (CCQ, CNESST, Régie du bâtiment).


Are you a subcontractor on a major site where your payment is being delayed? Have you carried out work and are considering publishing a legal mortgage?

Are we trying to affect impairments that are not part of your job, but rather part of another line of work, to you?
Has your bank account just been seized by Revenu Québec because you owe TPS-TVQ?

If you answered Yes to any of these questions, this service is just what you need. Don’t hesitate to contact us to help you get back on track financially!

General contractors

Is your client refusing to pay you because of alleged deficiencies?

Are some of your subcontractors threatening not to complete the work if they don’t get paid? Are they threatening to bring your site or construction projects to a halt?

Are you claiming extras that are being contested by the owner?

Has Revenu Québec just sent a seizure notice to the building’s owner because you have unpaid TPS-TVQ?

There’s a solution if you’re in one or more of these positions. The insolvency trustees at M. Roy & Associés have the expertise you need to get your finances back on track!

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