Bankruptcy Trustee in Mascouche

Our goal is to help you get out of debt as soon as possible and establish a payment plan that you will find easy to repay and comfortable with. Remember that we want to protect your assets while minimizing the stress it causes.

We examine your current financial situation and then define a clear plan that will meet your immediate and short-term debt management needs, as well as long-term goals. The fees cover the entire program, from debt resolution to credit rebuilding.

Our team assists you, the debtor, in structuring a payment plan that is designed to help you repay your debt. This can be done through a comprehensive budgeting program or by using the Bankruptcy and Insolvency Act (the “Act”).

This law offers two main remedies for people struggling with debt: consumer proposals and personal bankruptcy. Only a licensed insolvency trustee (formerly known as a “bankruptcy trustee”) can support you in the process of making a consumer proposal or filing for personal bankruptcy. This professional is a neutral officer of the court who acts as a trustee for creditors. It is essential that you have your own representation through these important decisions. The proposal should, if properly drafted, repay a portion of your debt. It is common to see 80% of the debt eliminated. Institutions often tend towards the proposal rather than bankruptcy, as the latter generally does not result in any payment for them.

To rebuild your credit, we develop a budgeting and credit rebuilding plan. It is after the new proposal that we will discuss this pivotal step with you. With our extensive expertise, our advisors help you read your credit report, give you the tools to have a strong credit score, and manage your credit. Through a human approach, we are here to help you avoid getting into debt.