Bankruptcy Trustee in Mascouche
Choosing to work with licensed bankruptcy trustees will allow you to relieve yourself of your debts and make better financial choices.
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M. Roy & Associés - Licensed Insolvency Trustee Based in Mascouche
Are you experiencing financial problems and drowning in debt? Contact our team of licensed insolvency trustees and financial reorganization advisors located in Mascouche to help you become debt-free. This is the solution to prioritize in order to regain a healthy life. The consumer proposal is an option to consider if you want to reduce the burden of your monthly payments.
In the event that the proposal does not suit your reality, it is always possible to file for personal bankruptcy in order to start fresh.
Make an appointment online at this branch
Schedule a free and confidential meeting with one of our advisors.
Are you looking for a solution to eliminate your debt and avoid collection measures?
Do you want to pay off your debts while avoiding the risk of seizure?
Know that if you are in the midst of excessive debt, it is always possible to get out of it!
How does it work?
We establish a clear and structured plan
Our goal is to help you get out of debt as soon as possible and establish a payment plan that you will find easy to repay and comfortable with. Remember that we want to protect your assets while minimizing the stress it causes.
We examine your current financial situation and then define a clear plan that will meet your immediate and short-term debt management needs, as well as long-term goals. The fees cover the entire program from debt resolution to credit rebuilding.
We assist you and consolidate your debt.
Our team assists you, the debtor, in structuring a payment plan that is designed to help you repay your debt. This can be done through a comprehensive budgeting program or by using the Bankruptcy and Insolvency Act (the “Act”).
This law offers two main remedies for people struggling with debt: consumer proposals and personal bankruptcy. Only a licensed insolvency trustee (formerly known as a “bankruptcy trustee”) can support you in the process of making a consumer proposal or filing for personal bankruptcy. This professional is a neutral officer of the court who acts as a trustee for creditors. It is essential that you have your own representation through these important decisions. The proposal should, if properly drafted, repay a portion of your debt. It is common to see 80% of the debt eliminated. Institutions often tend towards the proposal rather than bankruptcy, as the latter generally does not result in any payment for them.
We help you rebuild your credit score
To rebuild your credit, we develop a budgeting and credit rebuilding plan. It is after the new proposal that we will discuss this pivotal step with you. With our extensive expertise, our advisors help you read your credit report, give you the tools to have a strong credit score, and manage your credit. Through a human approach, we are here to help you avoid getting into debt.
Debt consolidation is a solution to indebtedness that allows you to obtain a loan from a financial institution in order to repay all of your debts.
When all other alternatives have been exhausted, personal bankruptcy can be considered as a last resort solution to reduce a portion of your debts.
The consumer proposal is a solution that offers you the possibility to negotiate a reduction of your monthly payments in order to repay according to your financial situation.
As a last resort, commercial bankruptcy occurs when a company is facing significant financial difficulties and is no longer viable.
This solution to debt allows a struggling company to obtain relief by negotiating a payment agreement. It helps to rectify the company's situation.
THE SOLUTION TO EVERY PROBLEM STARTS WITH A FIRST STEP!
To Contact Us
Office opening hours
Friday – 8:30 a.m. to 3:30 p.m.
Possibility of meeting in the evening