M. Roy & Associés – Licensed Insolvency Trustee Located in Saint-Jerome
As soon as you begin the process with M. Roy & Associés, you benefit from a complete team of licensed insolvency trustees and financial reorganization advisors. Our mission is to support you through these financial challenges while finding the right strategy to help you envision a debt-free future. Even if you are in debt, there is a solution: the consumer proposal. This allows you to reduce the cost of your monthly payments.
In the event that this first option does not apply to your situation, it is still possible to file for personal bankruptcy. This is a process that erases all of your debt and allows you to regain control over your finances.
Process
Do you not know how to get rid of your debts without avoiding collection?
Would you like to repay without fearing the imminent risk of seizure?
Even in a situation of over-indebtedness, there are solutions!
How Does It Work?
We Establish a Clear and Structured Plan
We Assist You and Consolidate Your Debt
We Help You Rebuild Your Credit Score
Our Solutions
Debt Consolidation
This is a debt repayment alternative that involves obtaining a loan from a financial institution to pay off all your creditors, with the aim of settling your overall debt.
Personal Bankruptcy
Personal bankruptcy is an extreme solution that allows for a reduction of debt, but it is generally considered a last resort when other debt management options have failed.
Consumer Proposal
The consumer proposal is a debt reduction option that involves negotiating a reduction of your debts based on your budgetary capacity, so that you can pay a reduced amount.
Commercial Bankruptcy
Commercial bankruptcy occurs when the company is no longer financially viable, and it involves the trustee liquidating the company’s assets to repay creditors.
Business Proposal
The Business proposal is a debt reduction option that involves negotiating a payment agreement that is agreeable to all parties, with the aim of reducing your debt.
Construction Insolvency
Our advisors offer you specific solutions to ensure the financial health of your construction company by intervening at the first signs of difficulty.