
Consumer proposal: Consequences on Your Credit
A consumer proposal is frequently chosen as a way to alleviate debt without resorting to bankruptcy. By allowing debtors to negotiate with their creditors, it helps individuals regain financial control. Nevertheless, this alternative does come with its own set of consequences.
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3 February 2025
10 February 2025

The Negative Impact of Competitors on Business Finances
Rising competitiveness can harm the financial stability of companies and makes it harder to effectively manage cash flow. A trustee in bankruptcy can help companies overcome these challenges, offering strategic support to prevent insolvency.
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6 January 2025
8 January 2025

Corporate Budget Management: An Art to Be Perfected
Effective budget management comes with many complex challenges. This article explores the main difficulties you’ll face, and suggests ways to reconcile the effective management of your personal or company budget with its evolution.
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20 December 2024
8 January 2025

Business Losses: Indicators to Keep an Eye On
Financial indicators play a key role in assessing performance and preventing losses. When a company is accumulating losses, it is vital to keep a close eye on certain indicators. In-depth analysis could help avoid more severe measures.
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29 November 2024
8 January 2025

Business Cash Flow Problems Due to Debt Servicing
High levels of debt can have a serious impact on a company’s cash flow. Among other things, it can lead to negative cash flow and financial difficulties for your company. Learn more about the risks associated with negative cash flow and the solutions available to you.
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6 November 2024
8 January 2025

How Can You Rebuild Your Credit After Bankruptcy?
After bankruptcy, rebuilding your credit rating is a long but achievable process. Here are our practical tips for rebuilding your credit rating and helping you regain a solid financial stability.
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11 October 2024
20 December 2024

The Roles of the Office of the Superintendent of Bankruptcy
The Office of the Superintendent of Bankruptcy (OSB) is a federal government agency that oversees the insolvency process. It plays a key role in protecting the financial system. But what exactly is its role, and why is it so important to citizens?
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4 October 2024
20 December 2024

Taking a Loan While in Consumer Proposal
Making a consumer proposal is a popular option to avoid filing for bankruptcy and to become debt free. When you find yourself in a difficult financial situation, it can be the key to financial stability. This process helps to reduce the total amount of debt and establish a realistic payment plan.
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1 October 2024
20 December 2024